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A FANTASTIC DEAL priced BELOW MARKET where history, prime location, and INSTANT EQUITY collide. BOTH A GARAGE/CARRIAGE HOUSE and POOL CAN BE ADDED. Just one block from HISTORIC DOWNTOWN'S CENTRE STREET, this iconic brick landmark-the very first brick home ever built in Fernandina-offers unmatched visibility for your business and the rare chance to live and work under one roof. EVERY MAJOR SYSTEM HAS BEEN UPDATED WITH A NEW 2025 ROOF, 2025 HVAC, UPGRADED ELECTRICAL AND PLUMBING. Inside, a spacious main-level ensuite office is ideal for a professional practice-law, accounting, design, architecture-while the flexible floorplan flows effortlessly into multiple living areas, including an impressive natural gas kitchen, and three ensuite bedrooms. Or reimagine the entire property as a thriving business. With flexible zoning, the possibilities are endless: a boutique restaurant, specialty retail, wellness studio, or creative office. Guests and clients alike will be impressed by the SOARING 10-FOOT CEILINGS, ORIGINAL HEART PINE FLOORS, AUTHENTIC TURN-OF-THE-CENTURY HARDWARE, AND DRAMATIC BRASS LIGHT FIXTURES-all hallmarks of timeless craftsmanship that set this property apart. Step outside to a private brick courtyard, perfect for events, caf seating, or quiet retreats. Lush landscaping bursts with jasmine and blooming flowers, while two orange-producing trees nod to old Florida charm. Just steps from 50+ walkable blocks of historic downtown-and only 1.7 miles to pristine beaches-this location is simply unmatched. WHETHER YOU'RE SEEKING A HIGH-VISIBILITY BUSINESS HUB, A LIVE/WORK LIFESTYLE, OR BOTH, PROPERTIES WITH THIS CHARACTER, LOCATION, AND FLEXIBILITY RARELY COME AVAILABLE. Don't miss it.